Key Terms

Household Survival Budget: The bare-minimum costs of basic necessities (housing, child care, food, transportation, health care, and a smartphone plan).

ALICE Threshold: The average income needed to afford the Household Survival Budget. Households below the ALICE Threshold include both ALICE and poverty-level households.

ALICE: Households with income above the Federal Poverty Level but below the basic cost of living.

Poverty: Households earning below the Federal Poverty Level

Total Households: The number of households as reported by the American Community Survey.

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Research Center

Louisiana

We all know people who are ALICE: Asset Limited, Income Constrained, Employed — earning more than the Federal Poverty Level, but not enough to afford the basics where they live.

ALICE households and households in poverty are forced to make tough choices, such as deciding between quality child care or paying the rent — choices that have long-term consequences not only for their families, but for all.

Learn more about how you can get involved in advocating and creating change for ALICE in Louisiana.

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Louisiana

ALICE Household Budgets 2022

Traditional economic measures underestimate the actual cost of basics. To better capture the reality of household costs in each Louisiana parish, United For ALICE provides budgets that are tailored by location and household type.

These budgets include housing, child care, food, transportation, health care, and technology, plus taxes and a 10% miscellaneous category.

Learn More

See how the cost of basics has changed over time with the ALICE Essentials Index

The ALICE Household Survival Budget

The Household Survival Budget reflects the minimum cost to live and work in the current economy. This budget is the basis for determining whether households are above or below the ALICE Threshold by parish.

Click on a budget item below to see the sources and description of the cost.

Housing

Housing

Rent: Fair Market Rent (40th percentile) for an efficiency, one-bedroom, or two-bedroom apartment (based on family size), adjusted in metro areas using the American Community Survey (ACS) – minus utilities.

Utilities: As captured by the Consumer Expenditure Survey (CEX)

Update: Cost of rent and utilities now shown separately.

Sources: Rent – U.S. Department of Housing and Urban Development; ACS metro housing costs. Utility costs – CEX

Child Care

Child Care

Cost for registered Family Child Care Homes for infants (0–2 years), preschool-age (3–4), and school-age children (5–12).

Source: State agency responsible for child care cost reporting

Food

Food

USDA Thrifty Food Plan by age with parish variation from Feeding America

Update: Change in legislation requires the USDA Thrifty Food Plans to reflect the cost for resource-constrained households to purchase a healthy, practical diet, starting in 2021, increasing costs from prior years.

Sources: U.S. Department of Agriculture (USDA); Feeding America

Transportation

Transportation

Operating costs for a car (based on average daily miles by age, cost per mile, license, fees, and insurance), or public transportation where viable

Sources: Federal Highway Administration, AAA, The Zebra (car costs); CEX (for public transportation)

Technology

Technology

Basic home internet and an unlimited smartphone plan for each adult in the household

Update: To reflect the finding that the majority of Americans now have home broadband, basic broadband internet has been added to technology costs. The smartphone plan has been updated to include an unlimited (albeit less expensive than the previous 10G version) smartphone plan for each adult in the household.

Source: Consumer Reports

Health Care

Health Care

Health insurance premiums based on employer-sponsored health insurance plus out-of-pocket costs for $40K–$69K households by age, weighted with the poor health multiplier. For senior budget, cost of Medicare Part A and B, out-of-pocket costs, plus average out-of-pocket spending for the top five chronic diseases as reported by CMS.

Sources: Centers for Medicare and Medicaid Services (CMS); CEX (health); Medical Expenditure Panel Survey (MEPS)

Taxes

Taxes

Federal, state, and local taxes (payments), as well as tax credits, including the Child Tax Credit and the Child and Dependent Care Tax Credit.

Update: Due to expanded tax credits in 2021, the cost of tax payments and credits now shown separately.

Sources: Internal Revenue Service, Tax Foundation

Miscellaneous

Miscellaneous

Cost overruns estimated at 10% of the budget, excluding taxes, to cover one-time unanticipated costs in the other categories.

In 2022, household costs in every parish in Louisiana were well above the Federal Poverty Level of $13,590 for a single adult and $27,750 for a family of four.

Cost of Living Varies Across Louisiana

ALICE budgets are built at the parish level. Mapping these budgets shows how costs vary. For example, the areas shaded darkest blue in the map below are where costs were highest for a family of four with two adults, an infant, and a preschooler in 2022.

Cost of Living by Geography, Louisiana, 2022

Annual Budget, 2 Adult, 1 Preschool, 1 Infant
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View Source
Source: ALICE Household Survival Budget, 2022

Learn More

See how cost of living varies by parish for additional household types on the Maps page.

Survival Budget Expenses Differ by Household Type and Location

The interactive figure below shows how the ALICE budgets differ by household type and location, and how they compare to the Federal Poverty Level. The tables below show an itemized budget, along with monthly and annual totals and the hourly wage needed to support the budget for some of the most common household types.

The figures below default to state data. Type one or more parishes into the box below to filter the data by location. Click “X” to remove a parish from the list.

Note: Groups with fewer than 100 households are suppressed (not shown) to maintain accuracy and confidentiality.

SELECT PARISH:
Household Survival Budget, Louisiana, 2022
Monthly Costs
and Credits
Single
Adult
One Adult,
One Child
One Adult,
One In
Child Care
Two
Adults
Two Adults
Two Children
Two Adults,
Two In
Child Care
Single
Adult 65+
Two
Adults 65+
download
View Notes
View Source
The budget for One Adult, One Child includes costs for one adult and a school-age child. The budget for One Adult, One in Child Care includes costs for an adult and preschool-age child. The budget for Two Adults, Two in Child Care includes costs for two adults, one infant, and a preschool-age child. "Hourly Wage" shows the full-time wage needed to support each budget.
Sources: For ALICE Survival Budget sources, see the Methodology Overview on the Methodology page.

ALICE Household Survival Budget Calculator

Use this tool to view the ALICE Household Survival Budget in your Parish for additional household combinations, or to compare to counties in ALICE Partner States. Select up to 6 adults (including those under and over 65 years of age) and up to 6 children (under 18 years of age).

STATE
COUNTY

ADULTS (AGE 18–64)  (Max 6 over age 18)
ADULTS (AGE 65+)
INFANTS (AGE 0–2)  (Max 6 under age 18)
PRESCHOOLERS (AGE 3–4)
SCHOOL-AGE CHILDREN (AGE 5–17)
ALICE Household Survival Budget Calculator, Louisiana, 2022
CategoriesMonthly Costs
and Credits

Learn More

The Federal Reserve Bank of Atlanta’s Policy Rules Database  (PRD)  Dashboard incorporates the ALICE Household Survival Budget, which can be modified with more than a dozen public assistance and tax credit programs. By exploring how the value of public assistance changes with increases in income, users can identify "benefit cliffs" and "benefits plateaus."

The ALICE Stability Budget is Even Further Out of Reach

The ALICE Stability Budget incorporates the higher costs for maintaining a more financially stable household over time, including a 10% savings category that can be used in an emergency, for additional education, or to buy a home.

Household Stability Budget, Louisiana, 2022
Monthly Costs
and Credits
Single
Adult
Two
Adults
Two Adults
Two Children
Two Adults,
Two In
Child Care
download
View Notes
View Source
The budget for Two Adults, Two in Child Care includes costs for two adults, one infant, and one preschooler. "Hourly Wage" shows the full-time wage needed to support each budget.
Sources: For ALICE Stability Budget sources, see the Methodology Overview on the Methodology page.